Why you should get an appraisalTo a lot of people, an appraisal just looks like another fee in the long list of items for a home purchase or refinance. Most lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation systems that might seem more practical than an appraisal. You might assume that getting a mortgage is the only reason you should get an appraisal, but there are more instances when the services of a licensed, independent real estate professional could be beneficial. 
Dispute your tax assessment in Harris CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are determined by a past assessment of your house, so if values have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. We're qualified to assist you in appealing your tax assessment. PMI removal to reduce a mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that most lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Oftentimes, this added payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to get rid of PMI, 2Vets Appraisals LLC can provide you with a statement regarding the value of your home. The price you paid for the appraisal can often be regained in little time because you'll no longer be paying the PMI. Order an appraisal from 2Vets Appraisals LLC Order onlineDivorce settlement with fewer hang-upsA divorce is often complicated by the troublesome decision of who maintains the home, and it can be a very traumatic occurrence for both parties. Regardless of the situation, it's a good idea to order an appraisal from 2Vets Appraisals LLC so both parties are entirely aware of the true market value of their home. If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal. Relocate to or from Harris County for workEmployee relocation is a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered. Sell your home promptly — for the right priceA professional appraisal will help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to complete the appraisal report. We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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